:root{--ink:#17332b;--muted:#5f716b;--bg:#f7faf7;--card:#fff;--accent:#2f6f58;--accent2:#dfeee6;--line:#d8e3dd;--warn:#fff7dc}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.68}
a{color:#205f4b}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.wrap{max-width:1120px;margin:auto;padding:0 22px}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:70px}.brand{font-weight:850;font-size:1.18rem;text-decoration:none;color:var(--ink);letter-spacing:-.02em}.navlinks{display:flex;gap:18px;flex-wrap:wrap}.navlinks a{text-decoration:none;font-weight:650;font-size:.94rem}
.hero{padding:64px 0 38px;background:linear-gradient(180deg,#edf7f1,transparent)}h1{font-size:clamp(2.1rem,5vw,4rem);line-height:1.05;letter-spacing:-.045em;margin:.2em 0}.lede{font-size:1.18rem;color:var(--muted);max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:800;font-size:.75rem;color:var(--accent)}
main{padding:38px 0 70px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}.card h2,.card h3{margin-top:0}.card a{text-decoration:none}.article{max-width:790px}.article h2{margin-top:2.2em;line-height:1.2}.article h3{margin-top:1.7em}.article p,.article li{font-size:1.03rem}.note,.disclosure{padding:17px 19px;border-radius:14px;background:var(--accent2);margin:22px 0}.warning{background:var(--warn)}
.cta{display:inline-block;background:var(--accent);color:white!important;text-decoration:none;font-weight:800;padding:13px 18px;border-radius:11px;margin:7px 0}.secondary{background:#fff;color:var(--accent)!important;border:1px solid var(--accent)}
table{width:100%;border-collapse:collapse;background:#fff;margin:20px 0}th,td{padding:12px;border:1px solid var(--line);text-align:left;vertical-align:top}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
footer{background:#10251f;color:#d9e6e0;padding:40px 0}footer a{color:#fff}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:25px}.small{font-size:.88rem;color:var(--muted)}
@media(max-width:760px){.nav{align-items:flex-start;padding:15px 0;flex-direction:column}.navlinks{gap:11px}.grid,.footergrid{grid-template-columns:1fr}.hero{padding-top:42px}.wrap{padding:0 17px}}